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Benefits of investment in

Monaco real estate

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Guide for real estate

investors in Monaco

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Exclusive Market with Limited Supply

New developments are rare — each property is unique and gains value rapidly, making Monaco ideal for long-term investment.

Tax Haven

Monaco residents are exempt from income, capital gains, and inheritance taxes — offering one of the most favorable regimes in Europe.

Ultra-Liquidity and Financial Stability

Property in Monaco is a global asset — easy to resell or transfer, especially amid high demand from international buyers.

Exclusive Market with Limited Supply

New developments are rare — each property is unique and gains value rapidly, making Monaco ideal for long-term investment.

Tax Haven

Monaco residents are exempt from income, capital gains, and inheritance taxes — offering one of the most favorable regimes in Europe.

Ultra-Liquidity and Financial Stability

Property in Monaco is a global asset — easy to resell or transfer, especially amid high demand from international buyers.

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Real Estate Investment in Saint-Roman, Monaco

Why Saint-Roman Is Gaining Investor Attention

Saint-Roman is a prestigious residential district located on Monaco’s eastern border, adjacent to Larvotto and overlooking the French Riviera town of Roquebrune-Cap-Martin. Known for its panoramic sea views, green spaces, and high-rise residences, it is ideal for investors seeking a blend of privacy, luxury, and future capital growth. Saint-Roman offers a quieter lifestyle with quick access to Monte Carlo and the Larvotto beachfront.

Property Formats and Buyer Profiles

The district is home to some of Monaco’s most sought-after buildings, including the iconic Tour Odéon. The area appeals to:

  • International HNWIs: Looking for discretion, views, and high-end amenities
  • Families: Attracted by international schools and peaceful surroundings
  • Investors: Seeking rental opportunities in luxury residences

Typical properties include:

  • High-rise luxury apartments with concierge and spa services
  • Penthouses and duplexes with sea-facing terraces
  • Renovated units in mid-rise buildings with strong long-term value

Property Prices and Market Trends

Saint-Roman’s real estate prices vary based on view, building, and exclusivity. Some key price ranges include:

  • Standard sea-view apartments: €45,000–€60,000 per m²
  • Penthouses in luxury towers: €75,000–€100,000+ per m²
  • Smaller units in older residences: €2.5M–€4M

Rental yields can range from 1.8% to 3%, with higher returns possible in properties with modern amenities and panoramic views. Capital appreciation is driven by limited land availability and demand from international residents seeking spacious, modern homes with privacy.

Residency and Ownership Conditions

Foreigners can freely purchase property in Saint-Roman, as in all parts of Monaco. Real estate ownership can be used as part of a Monaco residency application, requiring:

  • Proof of residence (property ownership or lease)
  • Proof of sufficient funds, typically €500,000+
  • Opening a local bank account and completing background checks

Residency offers access to Monaco’s favorable tax regime (no income or capital gains tax), excellent infrastructure, and global mobility through Schengen access.

Example Investment Scenarios

Scenario 1 – Executive Apartment in Tour Odéon: Purchase a 2-bedroom unit for €10M with full concierge, spa, and valet services, renting it for €20,000/month.

Scenario 2 – Family Residence: Buy a 3-bedroom sea-view apartment for €7.5M in a quiet, secure building near the French border and schools.

Scenario 3 – Renovation and Upside: Acquire an older flat for €3.2M, renovate it with a €400,000 budget, and resell at €4.5M within 18 months.

Scenario 4 – Strategic Residency Asset: Use a €5M apartment to qualify for Monaco residency while preserving long-term capital and gaining lifestyle advantages.

Infrastructure and Local Attractions

Saint-Roman offers a strategic blend of calm and access. Notable advantages include:

  • Proximity to Larvotto Beach: 5–10 minutes walking distance to Monaco’s main public beach
  • Top-tier buildings: Tour Odéon, Château Périgord, and Résidence Auteuil
  • Convenient access to France: Border with Roquebrune-Cap-Martin for services, views, and walks
  • Greenery and nature: Landscaped slopes and views of the Mediterranean

The area is well-connected by public elevators, tunnels, and roads to the rest of Monaco, offering peaceful living without sacrificing convenience.

Long-Term Outlook

Saint-Roman is poised for continued demand as Monaco’s real estate expands vertically and eastward. Infrastructure upgrades and the rarity of sea-facing properties in Monaco keep values high. The district is particularly appealing for clients balancing luxury, livability, and strategic investment.

Conclusion: Who Should Invest in Saint-Roman

Saint-Roman is ideal for discerning buyers looking for sea views, privacy, and access to Monaco’s full lifestyle and tax benefits. Whether for primary residence, asset protection, or rental income, this district offers a refined, upwardly stable segment of the Monegasque real estate market — perfect for investors with a long-term vision.